Best Bank Rates from AIG

The AIG CD Rates are from the American International Group that has expanded their core business to personal banking. They are very well known for their insurance and other financial services for years and have decided to expand to this new market in order to increase their customer base. They are based out of Wilmington, Delaware but can be reached by phone or online with their website.

The following are the AIG Bank current CD Rates. The 6 month CD is earning an APY of 0.80%. The 1 year CD is earning an APY of 1.15%. The 18 month CD is earning an APY of 1.25%. Then 2 year CD is earning an APY of 1.40%. The 3 year CD is earning a APY of 1.70% and the 5 year CD is earning an APY of 2.15%.

You can open a CD account online in less than 5 minutes or call them to open an account. The minimum deposit is $2,500 with a maximum FDIC insured amount of $250,000.

Another type of investment this bank is offering is their Money Market Account. This is in a tiered format with minimum deposits of $2,500, $10,000, $50,000, $100,000 and $250,000. The APY for these deposit amounts include 0.50%, 1.00%, 1.03%, 1.06% and 1.09% respectively.

The AIG Bank is also offering a 3 year fixed mortgage with an interest rate of 4.75% and an APR of 4.857%. This is on a $200,000 loan on which you have already placed a 20% down payment.

American International Group, Inc. (AIG) is a leading international insurance organization serving customers in more than 130 countries. AIG companies serve commercial, institutional and individual customers through one of the most extensive worldwide property casualty networks of any insurer. In addition, AIG companies are leading providers of life insurance and retirement services in the United States. AIG common stock is listed on the New York Stock Exchange, as well as the stock exchanges in Ireland and Tokyo.

We strive to bring you the latest and most accurate data possible from the home sites of the financial institutions we name.  Always remember, the bigger the risk, the larger the reward or loss. Invest with caution.

To know more about the Citibank CD Rates, best cd rates USA, PNC CD Rates, highest cd rates, Chase CD Rates, you must visit – http://bestcdratestoday.jimdo.com/best-cds-2011/

Best NYC Banks to Invest your money

This includes Citibank, Chase Manhattan, Bank of America and Federal Reserve Bank of NY which really dont have the Best CD Rates to offer for the people wanting to stash their money into CD Rates. Many of them have since moved their headquarters from the Big Apple. Unfortunately none of these giant financial institutions need much money on deposit and have very low CD Rates.

Many of the others like the Bank of New York Mellon refuse to post their CD rates. They require you to contact them if you desire this information. This is a general sign that their rates lack being competitive and wish to have you in their office to sell the CD on other aspects of the account other than attractive rates.

It is the local community banks that are currently offering decent CD rates for their customers. Intervest National Bank is one of the few that actually advertises their CD rates. They are currently offering a 6 month CD that is earning an APY of 0.60%. The 1 year CD is earning an APY of 1.15%. The 2 year CD is earning an APY of 1.50%. The 5 year CD is earning an APY of 2.33%. These rates require a minimum deposit of $2,500 and were posted on February 23, 2011.

As for the M&T Trust CD rates, they are offering a 6 month CD at an APY of 0.25%. The 1 year CD is at an APY of 0.50%. They also are offering a promotional 6 month CD that is earning an APY of 0.35%. The 1 year CD at 0.65% and a 5 year promotional rate of 2.00%. Each of these requires a minimum deposit of $1,000 and was posted on February 16, 2011.

The worst CD rates are from Chase. They have a 6 month CD that is earning an APY of 0.25%. The 1 year is also only offering an APY of 0.25%. These require a minimum deposit of $1,000.

We strive to bring you the latest and most accurate data possible from the home sites of the financial institutions we name. Always remember, the bigger the risk, the larger the reward or loss. Invest with caution.

To know more about the Citibank CD Rates, best cd rates USA, PNC CD Rates, highest cd rates, Chase CD Rates, you must visit – http://bestcdratestoday.jimdo.com/best-cds-2011/

Failure to Research CD Rates Can Cost You a Fortune

The failure to research CD rates can cost you a fortune since most that invest casually do rarely obtain the best possible deal with this type of investment. Being a serious investor is hard work that takes dedication to achieve your goals.

Researching the best possible CD rates is not as hard as it may seem.  One thing you should avoid is going to a branch office and asking about their CDs in person. This is the slowest and most inefficient way of proceeding with this conservative investment. Most financial institutions that have decent to great rates advertise them on the internet.  If a bank does not and suggest you travel to their branch office, odds are that their CD rates are not attractive and they hope to get you into their office where comparing to other financial institutions is no longer available to you.

Remember, knowledge is power so never allow any institution to limit your resources. The use of the telephone or internet is the fastest, easiest, and most cost effective way of obtaining the knowledge on who has the best CD rates in your area.

As a simple example, Chase Manhattan Bank is a nationwide institution with a very good reputation.  Their current CD rate on a 1 year CD is .025% APY. Another nationwide bank is ING that currently has a 1 year CD earning an APY of 1.00%. Then, there is Ally Bank with a 1 year CD that is earning an APY of 1.29% APY. By just comparing these three financial institutions, you can see the difference of over 4 times the amount of interest you can accrue from the lowest to the highest.

This is just one example of how your failure to research CD rates can cost you a fortune. Many financial institutions are in business to make the largest profit for them while giving out the lowest possible returns so they make money, not you.

We strive to bring you the latest and most accurate data possible from the home sites of the financial institutions we name.  Always remember, the bigger the risk, the larger the reward or loss. Invest with caution.

To know more about the Citibank CD Rates, best bank rates, PNC CD Rates, highest cd rates, Chase CD Rates, you must visit – http://bestcdratesinformation.typepad.com

Best CDs for Senior Citizens

The best CDs for Senior Citizens would need to fit their needs at this stage in their lives. It is also dependent on how they planned for their retirement. Some retirees need to use their CDs as a source of income. For these individuals, the short term CDs would be best so the capital can be easily accessed when it is needed without the assessing of a penalty.

For those that can live off of the interest that is earned from the CDs, long or short term would suffice. This is when the CD rates play a bigger part of the picture. The better the rate of return, the more they will have to spend.

For those that have a substantial amount of savings, the CD ladder is a wise mechanism for their investment. This allows for the best possible returns on longer term CDs to be invested in while having CDs maturing at regular intervals so the capital can be easily accessed. These intervals can be biannually or annually, depending on the specific needs of the senior citizen.

For the CDs that are part of an IRA program, taxes play a large part of when a person would want to make a withdrawal of the capital that was invested. By reducing the tax liability, more of the senior’s money can be saved and go towards their expenses rather than the US government coffers.

The best CDs for Senior Citizens are wholly dependent on their needs and financial plans for the future. Determining how much a person needs and the time period in which they will need it will determine their best course of action.

We strive to bring you the latest and most accurate data possible from the home sites of the financial institutions we name.  Always remember, the bigger the risk, the larger the reward or loss. Invest with caution.

To know more about the Citibank CD Rates, best bank rates, PNC CD Rates, highest cd rates, Chase CD Rates, you must visit – http://bestcdrates.journalspace.com/

CD Rates Delaware

The current best CD Rates Delaware has to offer are surprisingly better from most other banks from across the nation.

The Community Bank Delaware is leading the way with better than average CD rates for their customers. Their 90 day CD is earning an APY of 0.50%. The 6 month CD is earning an APY of 0.75%. The 9 month CD is earning an APY of 0.80%. The 1 year CD is earning an APY of 1.01%. The 15 month CD is earning an APY of 1.11%. The 18 month CD is earning an APY of 1.26%.

The 2 year CD is earning an APY of 1.51%. The 30 month CD is earning an APY of 1.61%. The 3 year CD is earning an APY of 2.02%. The 4 year CD is earning an APY of 2.28% and the 5 year CD is earning an APY of 2.53%. Each of these CDs requires a minimum deposit of $500. These rates were posted on December 1, 2010 and were still current as of December 17, 2010.

Another bank from Delaware with above average CD Rates is the AIG Federal Savings Bank. They have a 6 month CD that is earning an APY of 0.80%. The 1 year CD is earning an APY of 1.15%. The 18 month CD is earning an APY of 1.15%. The 2 year CD is earning an APY of 1.35%. The 3 year CD is earning an APY of 1.70% and the 5 year CD is earning an APY of 2.20%. These CDs require a minimum deposit of $2,500 and the rates were posted on December 15, 2010.

These two are the best CD Rates Delaware has to offer for the middle of December 2010.

We strive to bring you the latest and most accurate data possible from the home sites of the financial institutions we name.  Always remember, the bigger the risk, the larger the reward or loss. Invest with caution.
To know more about the Citibank CD Rates, best cd rates USA, PNC CD Rates, highest cd rates, Chase CD Rates, you must visit – http://bestcdratesinformation.typepad.com

CD Rates California

The CD Rates California are some of the best advertised rates for the month of December 2010. While all CD Rates are subject to change without notice, each of these stated rates were current as of December 6, 2010.

One of the better rates overall is from the San Diego based financial institution called Bank of Internet USA. They have a 3 to 5 month CD that is earning an APY of 0.35%. The 6 to 11 month CD is earning an APY of 1.11%. The 1 year to 23 month CD is earning an APY of 1.41%. The 2 year to 35 month CD is earning an APY of 1.60%. The 3 year to 47 month CD is earning an APY of 2.00%. The 4 year to 59 month CD is earning an APY of 2.20% and the best CD rates are form the 5 year CD that is earning an APY of 2.54%. To open a CD account with this bank a deposit of $1,000 is required.

The California First National Bank from Irvine has very good rates. They require a minima deposit of $5,000. The 3 month CD is earning an APY of 0.80%. The 6 month CD is earning an APY of 1.00%. The 1 year CD is earning an APY of 1.06%. The 2 year CD is earning an APY of 1.40%. The 3 year CD is earning an APY of 1.80%.

The WestOne Bank out of Pasadena also has respectable rates that require a minimum deposit of $1,000. Their 3 month CD is earning an APY of 0.70%. The 6 month CD is earning an APY of 1.10%. The 9 month is earning an APY of 1.15%. The 1 year CD is earning an APY of 1.20%. The 18 month CD is earning an APY of 1.30%. The 2 year CD is earning an APY of 1.40%. The 3 year CD is earning a 1.50%. The 4 year CD is earning an APY of 1.80% and the 5 year CD is earning an APY of 2.25%.

These are the best CD Rates California at this time. Unfortunately there are no signs of the rates drastically improving in the near future.

For additional resources about CDs on this website, please view CD Rates Arizona.

We strive to bring you the latest and most accurate data possible from the home sites of the financial institutions we name. Always remember, the bigger the risk, the larger the reward or loss. Invest with caution.

To know more about the Citibank CD Rates
, best cd rates USA, PNC CD Rates, highest cd rates, Chase CD Rates, you must visit – http://bestcdratesinformation.typepad.com

Arizona CD Rates form various Financial Institutions

The current best CD Rates Arizona is from banks and not the local credit unions. One of the better CD Rates is from the home town bank in Mesa Arizona called Gateway Bank.

Their current CD rates are for the 90 day CD that is earning an APY of 0.50%. The 6 month CD is earning an APY of 0.75%. The 1 year CD is earning an APY of 1.00%. The 2 year CD is earning an APY of 1.30% and the 3 year CD is earning an APY of 1.70%. The 1 to 3 year CDs are allowed a onetime rate increase during the term of the CD. Each CD requires a minimum deposit of $1,000. The CD rates were posted on November 29, 2010.

The Summit Bank of Prescott, Arizona is another local bank offering CDs. Their 3 month CD is earning an APY of 0.40%. The 6 and 9 month CD is earning an APY of 0.50%. The 1 year CD is earning an APY of 1.00%. The 18 month CD is earning an APY of 1.15%. The best CD rate is on the 2 year CD that is earning an APY of 1.50%. Each of these CDs requires a minimum deposit of $500 and was posted on November 1, 2010.

The Gold Canyon Bank is located in Gold Canyon, Arizona. They have a set of tiered CD rates for deposits from $500, $10,000, $50,000 and $100,000. The 1 year CD earns an APY of 0.50%, 0.85%, 0.90% and 0.95% respectively. The 18 month CD is earning an APY of 1.01%, 1.16%, 1.21% and 1.26%. The 2 year CD is earning an APY of 1.26%, 1.41%, 1.46% and 1.51%. The 3 year CD is earning an APY of 1.66%, 1.82%, 1.87% and 1.92%. These rates were posted on December 2, 2010.

We strive to bring you the latest and most accurate data possible from the home sites of the financial institutions we name.  Always remember, the bigger the risk, the larger the reward or loss. Invest with caution

To know more about the best cd rates, highest cd rates, Chase CD Rates, Best CD Rates in USA you must visit – http://bestcdratesinformation.typepad.com

Pennsylvania CD Rates

Big Financial Institutions are in fierce competition with the little local community banks and credit unions to attract the customers and have their patron ship for their financial institution. On one hand where big brands bank on their brand value, small financial institutions enjoy the goodwill and trust of the local community. Although CD rates have a very less difference yet a consumer should compare and weigh all options before investing in them.

Tioga Franklin Savings Bank leads the way with the best short term interest rate in PA. At this current time as of October 29, 2010, their 6 month CD earns an APY of 1.15%. Their 1 year CD earns an APY of 1.35%. The 2 year CD earns an APY of 1.60%. The 4 year CD earns an APY of 2.10% and their best CD rates are from the 5 year CD with an APY of 2.35%. The 6 month CD requires a minimum deposit of $1,000 while the rest is only $500.

Eagle National Bank also has a good 6 month CD. Their rate is the same as above by being 1.15% APY. The 3 month CD earns an APY of 1.05%. The 1 year CD earns an APY of 1.25%. The 18 month CD earns an APY of 1.35%. The 2 year CD earns an APY of 1.50%. The 3 and 5 year CD earns an APY of 1.75%. Each of these requires a minimum deposit of $1,000. The rates were posted on April 11, 2010 and are still current as of October 29, 2010.

Compare this numbers to the nationwide bank of Ally. Their current CD rates for a 3 month CD earns an APY of 0.69%. The 6 month CD earns an APY of 1.09%. The 1 year CD earns an APY of 1.34%. The 18 month CD earns an APY of 1.45%. The 3 year CD earns an APY of 1.90%. The 4 year CD earns an APY of 2.14% and the 5 year CD earns an APY of 2.49%. There is no minimum deposit and all of the rates were current on October 29, 2010.

This is the best Pennsylvania CD rate comparisons for this time at the end of October 2010.

For additional resources about CDs on this website, please view CD Rates in Naples Florida and CD Rates in Palm Springs California.

We strive to bring you the latest and most accurate data possible from the home sites of the financial institutions we name.  Always remember, the bigger the risk, the larger the reward or loss. Invest with caution.

If you want to go through the original resource of this article and to check out many informative articles about CDs, please view highest cd rates in USA and best cd rates at http://www.bestcdratestoday.com

Increasing your Wealth with the Best CD Deals

Wanting to invest; are searching for the best CD deals  available to maximize earnings their money would yield. Certificates of deposit are a safe way to invest money for a pre-determined length of time that allows account holders to save money on competitive rates while ensuring that the principal is not exposed to unexpected expenses.

For those looking to invest in CDs anytime soon, the rates may still not be the same as in years past. The following are the best nationally available rates for certificates of deposit.

The Bank of Internet USA has the best rates so far for the 1 year CD and 2 year CD. Bank of Internet Personal CDs are FDIC-insured and require a $1000 minimum deposit to earn APY, with interest compounded daily. Their 12 to 23 Month Personal CD has an APY of 1.48%. Their 24 to 35 Month Personal CD has an APY of 1.79%. These rates were posted October 17, 2010 and are still current and effective October 18, 2010.

If you are looking to invest in a 3 year CD, look no further than Acacia Federal Savings Bank, a UNIFI Company. Acacia Federal’s CDs require a $500 minimum deposit to obtain APY. Their 36 Month CD has an APY of 2.10%. This rate was posted October 11, 2010 and is still current and effective October 18, 2010.

For those who can invest their money in a 4 year CD term, members of the Pentagon Federal Credit Union worldwide can earn the best rate. The PenFed CDs require a $1000 minimum deposit to earn. Their 4 Year CD has an APY of 2.50%. This rate was posted October 18, 2010.

For a 5 year CD, the best rate is shared by Acacia Federal and PenFed, which both have an APY of 2.75%. However, Acacia only requires $500 minimum deposit to obtain the APY.
It goes without saying that these CD rates may change without notice. If you think you found the best CD deals for you, please visit these institution’s respective websites for more information and to check on the most current rates before you invest.

For additional resources about CDs on this website, please view Parke Bank CD Rates.

We strive to bring you the latest and most accurate data possible from the home sites of the financial institutions we name.  Always remember, the bigger the risk, the larger the reward or loss. Invest with caution.

To know more about the best cd rates USA, highest cd rates, Chase CD Rates, you must visit – http://bestcdratesinformation.typepad.com

How to boast Good CD Rates of Interest

A Certificate of Deposit can have different rates depending upon the amount of money, the time, and other options such as Jumbo CD Rates, Liquid CDs and Bump up CDs.

Actually, in order to help people to plan their long-term financial goals, banks and financial institutions have created special accounts that are capable of earning interest that is higher than the average savings account; this type of account is normally referred to as a certificate of deposit or CD.

Jumbo Certificates of Deposit

A Jumbo Certificate of Deposit has a higher yield (interest) than a regular CD. Jumbo CDs require $100,000 of investment (principal).

Bump Up CDs

A special Bump up CD (or Bump Rate CD) allows an investor to get a higher interest yield if rates go up. This happens if the bank instigates offering higher yields on the similar kind of CD and the investor chooses a “bump up” request with bank. Generally, an investor is allowed to “bump up” his or her interest rate only once during any 12 month period.

Liquid CDs

A Liquid CD (also called a No Penalty Certificate of Deposit) allows an investor to withdraw his or her money from a CD before the end of the term (length of time). Often, if someone takes money out of a CD early, he or she will have a penalty equal to 30 – 180 days’ interest (or more).

An investor with a Liquid CD / No Penalty CD can cash out if interest rates go up, then he or she will be able to purchase a better CD from any institution. There are restrictions on how much can be taken out, and other variables, but it depends upon the bank’s policy.

At any rate, if you want to invest your capital safely then there is no better way to do it than with a certificate of deposit.

For more information on Best CD Rates, HSBC CD Rates visit –  bestcdratestoday.com